Legal & disclosures

Crédito is non-custodial. Crédito does not lend, issue credit, or hold funds. The platform provides decision-support information to participating financial institutions; lending decisions and the funds themselves rest exclusively with the regulated financial institution that holds the customer relationship.

Crédito provides decision-support, not decisions. The platform surfaces information and analysis to assist the regulated financial institution that holds your relationship; the lending decision itself is made by that institution under its own regulatory authority. Crédito does not render an automated lending decision.